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Maximum Cover No limit Maximum Entry Age 69 Terminal Illness BenefitThe BT life insurance business and loyalty benefit are some of the unique perks of this provider.
Note: Be sure to check the Product Disclosure Statement (PDS) for terms and conditions.
When you take out a Life insurance policy, you also have the option to add on the following:
Note: Be sure to check the Product Disclosure Statement (PDS) for terms and conditions.
Still wondering if BT is right for you? Here are the main pros and cons summarised:
To reward you for your loyalty, after you have held your BT life insurance cover for three years from the commencement date of your policy, an extra 5% of your sum insured will be added to any Death Benefit, TPD Benefit, Living Benefit or Children's Benefit payable when you make a claim. This increase is provided at no extra charge.
Life Insurance is a little complicated and a lot overwhelming. That's why we made the Finder Score, to make it easier to compare Life Insurance products against each other. Our experts analysed over 20 products and gave each one a score between 1 and 10.
But a higher score doesn't always mean a product is better for you. Your situation is unique, so your policy choice will be too. Don't think of Finder Score as the final word, but as a good place to start your life insurance comparison.
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What is the date for determining TPD for a mental illness claim? Is it the date the person left work, or the date after 12 months of medication and rehabilitation that it was proved by two doctors that the person now does qualify for TPD.
Zubair Hassan Finder
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually BT Life Insurance.
You will need to contact BT Life Insurance directly about this matter.
Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full profile
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